Landlords with £200K properties selling faster than anyone else

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Property118

Landlords with £200K properties selling faster than anyone else

As this week’s news reported that UK rents were falling again in a “rental market cool,” the number of landlords looking to sell continued to increase.

The latest HomeLet Rental Index revealed that the average UK rent had slowed down by 1.1% in January 2026. Whilst the figures might not seem much, London in particular saw the biggest drop, down 2.4% on the previous month. That’s the weakest annual growth of any UK region. Coupled with the Renters’ Rights Act quickly approaching, plus new tax penalties and stringent regulations, landlords have been in dire need of some good news.

It’s a welcome relief, therefore, to see that a particular group of landlords are benefitting from the current climate.

For landlords wanting to sell properties valued at £200k, particularly those in the North West or Midlands, motivated sellers have been driving prices up, allowing them to exit the market unscathed. While other distressed landlords wait with offers as low as 70% market value, or unrealistic valuations delaying sales, the £200K landlords have been securing chain free buyers for 85 – 90% market value. A substantial percentage higher sale price than their counterparts.

They’ve also been approaching the right people to sell. At Landlord Sales Agency we specialise in selling tenanted, recently vacated and soon-to-be vacant properties in a way that’s realistic, well-managed and designed to complete. Whilst we can sell in any area, we also understand that the landlords currently achieving the highest sale prices have three things in common: location, motivation and a realistic listing price.

In part, that’s driven by the fact that for properties around £200K, there’s simply more buyer options for your rental houses, you’ll likely either sell to a new landlord buyer, or a first-time buyer wanting it as a residential home. That’s first-time buyers and investors both chasing the properties.

Added to that is the fact that unlike traditional estate agents or fast sale companies, we ensure that every landlord that approaches us to sell has the biggest bite of the cherry. With an extensive database of over 30,000 active buyers, access to property buying funds and relationships with the top local performing agents, we’ve got no shortage of buyers. In fact, with so many buyers on our books, we’re finding an increase of buyers chasing us because they’re hungry to move in, as well as new landlords who don’t mind taking on the high risks, high stakes industry most of us are more than happy to leave behind.

The result is that landlords in this price bracket are steaming ahead of any other landlords wanting to sell. And Landlord Sales Agency are delivering. On average all our properties are selling in less than 28 days.

With a team of portfolio exit specialists exceptionally equipped to manage tenants, access and compliance, we’re also completely transparent. We don’t promise the highest price at any cost. We don’t sign you up for unrealistic values that leave your properties sitting on the market for months, even years. We focus on the best achievable price that actually completes. And it works.

In the last week alone, we managed over 60 landlords approaching us with properties to sell, and we’re ready to take on more.

So if you’re a landlord with a property or properties around the £200K mark, get in touch.

There’s an opportunity to be had, and we’re ready to help you take it.

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Landlords spared late filing fines in first year of Making Tax Digital

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Property118

Landlords spared late filing fines in first year of Making Tax Digital

The government has announced it will support landlords transitioning to Making Tax Digital (MTD) by waiving penalty points for late submissions during the first 12 months.

Under the controversial scheme, from April this year, landlords earning more than £50,000 will be required to keep digital records and submit quarterly updates to HMRC using authorised MTD-compliant software.

With just two months to go until MTD launches, HMRC is ramping up its campaign to inform landlords of the upcoming changes.

Not receive penalty points for late quarterly updates for first 12 months

In a government press release, the government have said occasional slip-ups won’t result in hefty fines.

The press release said: “Customers joining MTD for Income Tax in April 2026 will not receive penalty points for late quarterly updates, for the first 12 months.

“Under the new system, penalty points will be given for each late submission, with a £200 penalty only applied once four points are reached. This means occasional slip-ups won’t result in immediate fines.”

Now is the time to act

HMRC are now urging landlords to install software for MTD as soon as possible.

Craig Ogilvie, HMRC’s director of Making Tax Digital, said: “With two months to go until MTD for Income Tax launches, now is the time to act. A range of software is available and the system is straightforward and helps reduce errors. Thousands of volunteers have already used it successfully.

“This will make it easier for sole traders and landlords to stay on top of their tax affairs and help ensure everyone pays the right amount of tax.

“Spreading your tax admin throughout the year means avoiding that last-minute scramble to complete a tax return every January. Go to GOV.UK and start preparing today.”

The government has also published guidance to help landlords find the right software for MTD, including a list of approved software providers.

Alongside this, a new online search tool has been launched, which asks a series of questions tailored to sole traders and landlords, before generating a personalised list of compatible MTD software options.

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Lenders cut buy to let rates and expand lending criteria

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Property118

Lenders cut buy to let rates and expand lending criteria

Buy to let lenders are sharpening pricing and criteria as landlords brace for a surge in refinancing activity in 2026.

The Mortgage Lender has reduced selected five-year fixed rate standard BTL products by 5bps.

The move is timed to coincide with what many expect to be one of the busiest remortgage cycles in recent years.

That’s because UK Finance is forecasting around 1.8 million fixed-rate mortgages will mature this year, including the investment sector.

That volume is pushing borrowers to review far more than a single deal, prompting deeper analysis of leverage, cashflow and long-term portfolio resilience.

TML’s limited-edition options

Along with lower rates, TML’s range includes limited-edition options starting from 3.29%, with both fee and fee-free products available.

Free valuations are also being offered across all BTL applications.

Chris Kirby, the head of field sales at Shawbrook, said: “Many landlords are using this point as an opportunity to look beyond a single refinance and review their wider portfolios, with affordability, balance and long-term sustainability firmly in focus.

RAW support for overseas landlords

RAW Capital Partners has adjusted its proposition to make repayment administration easier for foreign national borrowers.

The Guernsey-based specialist will now allow mortgage interest to be serviced directly from a UK bank account.

The change is designed to cut the cost and friction tied to cross-border transfers and currency exchange, particularly for landlords already collecting rent domestically.

The firm’s chief executive, Tim Parkes, said: “Landlords based overseas often face additional layers of complexity when investing in the UK buy to let market, particularly around day-to-day cash management.

“It’s a straightforward improvement that we’ve made based on ongoing feedback from brokers and borrowers.”

Atom unveils new commercial pricing

Atom bank has unveiled a 0.25% reduction in rates where applicants show a debt service coverage ratio of 200% on trading deals.

It also applies to an interest coverage ratio of 200% on investment property loans.

The incentive applies immediately to new submissions.

Atom has also simplified stress testing for commercial cases, setting affordability at 1% above Bank of England base rate plus margin.

The lender’s head of business lending, Tom Renwick, said: “In offering this discount, we are making it easier for high quality businesses to secure the funding they need, reinforcing our commitment to support a broader spectrum of SMEs with competitive and cost-effective funding to push on with their plans for 2026 and beyond.”

Portfolio expansion at TSB

Meanwhile, TSB has entered the portfolio landlord space with a new buy to let range.

The bank will lend to investors holding up to 10 mortgaged properties, with rates beginning at 3.89%.

Borrowing is available up to 75% loan to value, with advances from £25,000 to £1 million.

Applicants can hold as many as five buy-to-let loans with the bank, covering both acquisitions and remortgages.

TSB’s director of mortgages, Craig Calder, said: “We’re delighted to support even more customers with our award-winning mortgages, and the launch of our new portfolio buy to let lending helps give landlords more options in managing the cost of their properties.”

For assistance with any type of buy to let (BTL), property or commercial finance, please complete the contact form below:

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