Shawbrook and TML unveil new BTL mortgage options
Shawbrook has introduced a fresh approach to fixed-rate renewals with its new product transfers, designed to benefit existing customers holding buy to let and commercial mortgages.
The service enables clients to adjust their fixed rate without needing extra funds or extended terms
View Full Article: Shawbrook and TML unveil new BTL mortgage options
Insurance payouts after a water leak in a Freehold flat?
My partner owns the freehold of a flat. He lived in the flat himself for about 2 years and has since moved out and now it is rented out to tenants. There are 10 flats in the block and each flat owner also owns 10% of the freehold management company.
View Full Article: Insurance payouts after a water leak in a Freehold flat?
Why more landlords and property investors are incorporating
The surge in landlords and property investors opting to use a limited company for their operations is down to shifting regulations and long-term wealth planning, one bank says.
Arbuthnot Latham, a private and commercial bank, has analysed Companies House records to find a 46% annual increase in new property enterprises in 2024.
View Full Article: Why more landlords and property investors are incorporating
Will Shelter ever step up to help tenants AND landlords?
For many of us, the private rented sector has turned into a battlefield, and at the heart of the latest skirmish is the issue of guarantors – or rather, the call for no tenant to need one.
We have seen 28 organisations
View Full Article: Will Shelter ever step up to help tenants AND landlords?
DWP could deduct up to 40% of benefits to settle rent arrears
The Department for Work and Pensions (DWP) could deduct money from benefit claimants’ payments if they owe money to their landlords.
In a committee meeting on the Public Authorities (Fraud, Error and Recovery Bill), Labour Minister Andrew Western reveals that up to 40% of benefits could be deducted to settle arrears owed to landlords
View Full Article: DWP could deduct up to 40% of benefits to settle rent arrears
Landlord Justice: Where Common Sense Goes to Die?
Ah, the joys of the British legal system — a place where logic takes a back seat, and bureaucratic chaos reigns supreme. If you thought following the law would lead to a smooth resolution, allow me to disabuse you of such optimism.
View Full Article: Landlord Justice: Where Common Sense Goes to Die?
Furnished Holiday Let changes for those on the Flat Rate Vat Scheme
The Flat Rate VAT Scheme (FRS) is a simplified option for paying VAT for businesses with lower turnover.
At an annual turnover of £90k of vatable supplies, a business must become VAT registered and pay VAT on sales.
View Full Article: Furnished Holiday Let changes for those on the Flat Rate Vat Scheme
Scottish Conservatives slam SNP over cladding delays
The Scottish Conservatives blast the SNP for failing to remove dangerous cladding from buildings in Scotland.
The SNP recently announced a £10 million fund to assess cladding on buildings, with funding available regardless of whether the property is privately owned or social housing.
View Full Article: Scottish Conservatives slam SNP over cladding delays
Inside the Property Training Debate: Samuel Leeds & Adam Lawrence Face Off
A recent debate between well-known property trainer Samuel Leeds and investor-commentator Adam Lawrence has sparked renewed interest—and controversy—across the landlord community.
In a wide-ranging and candid exchange, the two clash on everything from the ethics of property training to the role of social media in shaping public perception of the sector.
View Full Article: Inside the Property Training Debate: Samuel Leeds & Adam Lawrence Face Off
Spring Budget Statement 2025 – Landlord Reactions
Chancellor Rachel Reeves’s under pressure (definitely not an emergency budget) Spring Statement alleviated concerns among private landlords by avoiding an increase in Stamp Duty rates for second-home purchases.
Despite pre-statement criticism labelling it an ‘Emergency Budget’, the address largely echoed prior announcements
View Full Article: Spring Budget Statement 2025 – Landlord Reactions
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