Introductory Tenancies for PRS (not just for social landlords)
Why isn’t Shelter campaigning against the law that allows local authorities and housing associations to use “Introductory Tenancies”, which give tenants even less certainty of a home than an AST with any private landlord?
Housing Act 1996 –
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Some of the best BTL lenders post BICT incorporation
Landlords who incorporated their rental property business using the BICT structure did so in order to retain their competitive mortgages terms and avoid or defer the costs of refinancing. However, it is almost inevitable that refinancing will need to be considered at some point for the following reasons:-
- Exiting mortgage term coming to an end
- A desire to lock into the certainty of fixed rates
- Capital raising to repay Directors/Shareholders loans
- Raising deposits towards the funding of further properties
- Advantageous affordability criteria for Limited company lending due to Section 24 and PRA lending rules affecting personal BTL borrowing
State Bank of India is offering a rate of 3.59% fixed for five years.
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Is Shelter liable for criminal activities?
Is Shelter somehow liable for the criminal activities activities it encourages? If Shelter encourage and facilitate tenants staying in properties without paying rent (and those sorts of activities), are they not encouraging criminal behavior? Are they not then accomplices and can be held accountable?
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Would you Buy to Let without viewing?
I have been thinking of investing my money in Manchester, but I don’t fancy traveling all the way there.
My question to you all would be: Have you ever purchased a Buy to Let (or any type of property) without physically going to see it in person?
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