Oct
17

Croydon Council Support S21 Ban

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I have just read that Croydon Council ( who I believe are Labour) have become the first council to support the scrapping of the Section 21 no fault eviction.

A council member stated “With Croydon having lost around 70% of its budget since 2010

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Oct
17

Second IVA?

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Hi all, I had a tenant leave on the 1st of March 2017 with £1,050 arrears and dilapidation’s. To my surprise they were already in the process of arranging an IVA and I was added as one of a number of creditors expecting 25p in the pound spread over five years!

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Oct
17

New Freeholder changing the Right to Let game?

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After owning and letting a Leasehold flat for around 20 years the freehold changed hands a few months ago.

I have now received a letter informing me that letting the flat breaks a clause in the lease that says the flat must be used by either the Leaseholder or a member of the leaseholders family and offering me the chance to regularise the situation by either evicting the tenant (of 8 years standing) or paying to have the terms of the Lease amended.

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Oct
17

The Growth of 2nd Charge Loans

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There are many reasons as to why 2nd charge loans are becoming increasingly popular. A second charge mortgage can offer an ideal solution to a remortgage, further advance or an unsecured loan. Today second charges offer very competitive rates. Some of the main reasons for using a second charge loan rather than remortgaging are:

  • Current mortgage is on a low rate
  • Current mortgage is interest only
  • Change in circumstance

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