BTL remortgage me out and my wife in?
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I wonder if you can advise or offer some thoughts please on this. My wife and I jointly own a flat which is rented out and the lender is Mortgage Express. The value is £650k. Mortgage outstanding £220k. Rent is around £2.5k p/m.My credit is very bad – with adverse on other properties I own… Read more
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New Rules on Right-to-Rent Checks
Right-to-Rent: It is said that seven out of 10 landlords do not understand their obligations under the “Right to Rent” rules that oblige them to check all new tenants’ immigration statuses. The law that came into force on 1st February 2016 obliges landlords in England to check ALL tenants and lodgers entering their private rented […]
… LandlordZONE.
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Has the National Audit Office surrendered its independence to become the mouthpiece of the government?
The National Audit Office issued a report on housing in England on 19 January 2017. Its head was quoted in the press release: “The need for housing in England has in recent years grown faster than its supply, and housebuilding needs to increase across the country. The government has responded to this by putting in… Read more
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Private Rents Increasing less than Wages
The true cost of private rented housing has on average lagged changes in earnings across England. That, according to a new report from the National Audit Office, is in stark contrast to the social rented sector, where rents have been increasing faster than wages, Whilst the report notes that the exception to this is in […]
… LandlordZONE.
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Helping Your Accountant = Helping Yourself
Hundreds of landlords have now downloaded our tax planning tutorials and forwarded them on to their accountants with a view to making an appointment to discuss the content. By their own admission, the accountancy profession are generally not the best at marketing and forward thinking. Perhaps that’ s because they spend most of their time… Read more
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Permitted development subdividing 1 flat into 2?
I have a 3 bed flat and would like to convert it into 2 x 1bed flats. It is above an A1 and an A2 premises. I have been told that as no external changes are being made that it comes under permitted development, but can’t find any literature to back that up. Can anyone… Read more
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PRS rent increases not overtaking wages
The cost of private rented housing has largely followed changes in earnings across England, in stark contrast to the social rented sector where rents have increased faster than wages. The new report from the National Audit Office said that “since 2006, the cost of private rented accommodation has broadly followed changes in earnings across England” whilst […]
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Accountant Of The Year 2017 – Voted By Landlords
We want to know which accountancy practice is the best in the UK according to landlords and to give them the recognition they deserve. To achieve this we need your help. If you think the accountancy practice you use deserves to be nominated please complete the form below. We will then let them know that… Read more
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Buying the Freehold Title of a Leasehold house?
I have some questions regarding purchasing the freehold title of a long leasehold house. I have issued the initial notice & have arranged valuations etc , so I am ok on that side of things, but I have a few questions anyway. If anyone can help I would be grateful. The house is situated on… Read more
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Tenant With 2 Months Arrears – “Do what you like”!
Hi guys, I am in a situation where tenant has defaulted 2 months in a row as such she is in arrears for 2 months accordingly. She has been my tenant since mid August and she did not pay last month’s rent as she suggested that she would pay it in January both months combined…. Read more
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