Jan
23

Lords quizzing landlords on digital tax plans

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Digital tax plans will come under the microscope after the House of Lords set up a special sub-committee to investigate the impact of the proposed changes on landlords and small businesses. The Government’s controversial Making Tax Digital plans include proposals requiring businesses and private landlords to submit information quarterly to HMRC and are set to […]

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Jan
23

Mortgage Strategy – Free mortgage market news and insight

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With professional landlords being forced to confront ever-increasing financial and political change, staying informed about changes in the mortgage market is more important than ever. Mortgage Strategy is the UK’s market-leading mortgage news publication, which publishes free news, insight and analysis on its website, www.mortgagestrategy.co.uk Alternatively, Mortgage Strategy sends several free email news alerts a… Read more

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Jan
23

Fence dispute with Housing Association?

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The fence between my property and the neighbours blew down near the start of last year. The fence is believed to be a shared fence as the property deeds do not show a “T” on either side of the boundary and no evidence to dispute this has been found. The neighbouring property is owned by… Read more

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Jan
23

Building Societies are winning the mortgage rate war

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Building Societies are offering substantially cheaper main residence mortgage rates compared to high street banks. Moneyfacts data analysis shows the average 5 year fixed rate at maximum 75% Loan to Value offered by a Building Society is 0.66% cheaper than the comparable Bank product. The average 5 year 95% LTV Building Society mortgage product is… Read more

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Jan
23

How far back can I use a capital loss?

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Does anyone know how far back I can use a capital gains loss? I made a massive loss in 2011 and never thought to use it, so I am looking if it can be used now? I carried out a google search and it said 4 years, but does anyone know for sure if this… Read more

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Jan
23

Awards nomination for RLA training team

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The RLA training team has been shortlisted as a finalist in the upcoming Association Excellence Awards 2017. The nomination, in the Best Training Initiative category, is for the team’s work on the recent Rent Smart Wales registration and licensing scheme, of which the RLA is an accredited training provider. Andrew Goodacre, chief executive of the RLA […]

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Jan
23

BTL remortgage me out and my wife in?

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I wonder if you can advise or offer some thoughts please on this. My wife and I jointly own a flat which is rented out and the lender is Mortgage Express. The value is £650k. Mortgage outstanding £220k. Rent is around £2.5k p/m.My credit is very bad – with adverse on other properties I own… Read more

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Jan
23

New Rules on Right-to-Rent Checks

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Right-to-Rent: It is said that seven out of 10 landlords do not understand their obligations under the “Right to Rent” rules that oblige them to check all new tenants’ immigration statuses. The law that came into force on 1st February 2016 obliges landlords in England to check ALL tenants and lodgers entering their private rented […]

LandlordZONE.

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