Impact of letting fees ban: who pays the ferryman?
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Letting Agent Fees: Letting agents may be excused from feeling a bit like the mythical Greek character Charon, the ferryman of hades who carries the souls of the newly deceased across the rivers Styx and Acheron that divided the world of the living from the world of the dead. The rivers they negotiate on behalf of landlords […]
… LandlordZONE.
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Buy-to-Let Mortgages in 2017
New Rules – BTL Mortgages: From 1st January 2017 the Prudential Regulation Authority (PRS) is introducing tougher requirements for buy-to-let (BTL) borrowers, following a deadline set by the Bank of England. In a recent interview with Simon Allen of Searchlight Finance editor of ‘Property Investor News’ Richard Bowser talks with him about the upcoming changes […]
… LandlordZONE.
View Full Article: Buy-to-Let Mortgages in 2017
2017 property podcasts with Paul Shamplina
Hamilton Fraser, parent company to mydeposits, the Property Redress Scheme and Client Money Protect, has launched a series of property podcasts with Brand Ambassador, Paul Shamplina, and Managing Director, Eddie Hooker, covering key topics in the private rented sector. The audio podcasts are released every month and cover the latest landlord, tenant and agent issues,… Read more
The post 2017 property podcasts with Paul Shamplina appeared first on Property118.com.
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Non-resident landlord must fill in a Self Assessment Tax return?
I am planning to become a non-resident landlord in the UK but I am anxious to avoid filling in a UK tax return again. A few years ago I left the UK and pay my income tax in the non-EU country that I now reside in. I do have cash savings in the UK but… Read more
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69% of all BTL purchases now in Ltd Co names
Mortgages for Business data shows that for quarter 4 last year 69% of all new Buy to Let purchase applications were made in the name of a limited company. This is an increase of 6% on quarter 3 and a massive increase on the average of 21% in limited company names before Section 24 mortgage… Read more
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Open retention and unknown costs on Repo – Should I complete today?
We are buying a repossessed freehold property with shared common areas, car park spaces and gardens. The management company have asked for a retention of the purchase price, but they would not specify how much or what for, they also served notice of major works on the complex which contains leasehold flats and freehold houses,… Read more
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Lewisham council tenant desperate for help?
My sister is a Lewisham council tenant for over 25 years and for the last 8 months her life has been a living hell. There is water coming into her property, the walls are wet the cupboards are rotting spoiling all her food, the flat smells, she is being sick from the fumes, they came… Read more
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Ealing Licensing comes into force
A new licensing schemes has been launched in the London borough of Ealing. Since January 1st, landlords who let homes in five wards across the borough must now have licences, in addition to any landlords who rent out houses in multiple occupation (HMO) anywhere in the borough. The new additional licensing scheme applies to all […]
The post Ealing Licensing comes into force appeared first on RLA Campaigns and News Centre.
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New Year Sees Tougher Standards for Buy-to-Let Borrowers
The first tranche of tougher lending criteria for buy-to-let mortgages, set by the Bank of England’s Prudential Regulation Authority, took effect from 1st January. The new guidance requires lenders to set a more stringent Interest Cover Ratio (ICR) on new borrowing and also apply a stress test, taking into account future interest rate increases. It […]
The post New Year Sees Tougher Standards for Buy-to-Let Borrowers appeared first on RLA Campaigns and News Centre.
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Councils need to use existing powers better
Councils across the country need to up their game to protect tenants from a minority of landlords providing sub-standard accommodation. The call comes as Citizens Advice today reports that, whilst many landlords responded swiftly to concerns raised about standards, a minority are still taking too long to resolve problems. With more than 140 Acts of […]
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