Confused about changes in tax relief on mortgage interest
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When the Chancellor first released details of the changes to taxation for buy to let landlords, it was implied that they would only make a difference to those paying the higher rate of tax. Then it became apparent that, by the time it was fully implemented, all landlords would be restricted to an allowance of… Read more
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SubLet Insurance
SUBLET INSURANCE is needed by any landlord that does not have directly enter into a tenancy with a person who is paying rent to somebody else to live in one of their properties. Let me explain further: if you have an agreement with a housing association, company or individual that rents the property to a third party tenant… Read more
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RLA research used in new accidental landlord report
Research conducted by the Residential Landlords Association has been used in a new report looking at the impact of ‘accidental landlords’ on the PRS. The report, entitled ‘The impact of accidental landlords on the private rented sector’, was written by property expert Kate Faulkner and funded by the TDS Charitable Foundation. In it she quotes […]
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Valuation by lender surveyor cost me £25,000
When the valuation by a surveyor for the existing bank is substantially lower then market expectation. Force to get a second valuation which is in line with market expectation but with a different lender. Having approach the first lender and complained about the surveyor valuation and I gave personal facts etc. They were all ignored…. Read more
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The criminalisation of landlords by Durham Council
Every landlord should sit up and take note of the prosecution and conviction of Nichola Barker. Durham council prosecuted a law abiding citizen Mrs Barker for not having a reference for her tenant, when the tenant took up occupancy of the said premise. Mrs Barker had indeed demanded a reference however the tenant had not… Read more
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Significant rise in ltd company loan applications
There’s been a significant rise in the number of limited company mortgage applications, a trend which is claimed suggests that up to 40% of buy-to-let loans may be requested using limited companies by the end of 2016. Buy to Let Club, which claims to be a market leader and innovator in the buy to let […]
… LandlordZONE.
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