Browsing all articles from July, 2017
Jul
11

An ARMY within our mist – Fight against Section 24

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I am sure others have thought of this, I did ages ago, that is; if Tenants were to write and make their concerns of the affect that Section 24 will have upon them, it will amount to MILLIONS of letters (voters) showing in our favour. My first concerns against this, were that by alerting tenants… Read more

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Jul
11

Home or away – which address to attend?

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Under the Taking Control of Goods Regulations 2013, which came into effect in April 2014, a notice of enforcement must be sent to the enforcement address. Notice of enforcement This is normally the address on the judgment, and the purpose is to give the debtor seven clear days in which to pay in full prior… Read more

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Jul
11

Which would you go with, 5 or 10 Year Fixed

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My Interest only BTL mortgage is coming up for renewal and I’m looking at fixing in for between 5 and 10 years. My question to you guys is more of a “What would you do?” no right or wrong answer I guess. 23 yr term, not planning on selling, use difference between mortgage payment and… Read more

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Jul
11

Landlord shocked in BBC tenant swap programme

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Landlord TV Documentary: A new BBC documentary series entitled “The Week the Landlords Moved In” has landlords swapping places with their tenants to experience life on the flipside. The first airing last week showed a wealthy landlord break down in tears after he swaps accommodation with his tenant and experiences for himself, not only the […]

LandlordZONE.

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Jul
10

In advance dividends for mortgage?

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I’m writing with a question, as there is nowhere I can get the answer. I’m interested in a First Time Buyer Mortgage and I’m a director of my own company for the last 4 years. I have Annual Accounts for 2016 already, and it’s not showing much for dividends taken. Now to be able to… Read more

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Jul
10

Pause roll out of Universal Credit says Citizens Advice

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The rollout of Universal Credit should be paused until significant problems with it are fixed, says Citizens Advice. In a new report – Delivering on Universal Credit – the charity said the requirement to wait for six weeks to receive any payment means people face serious financial insecurity, with many being forced into debt. The research also identifies […]

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Jul
10

Paragon report shows landlord’s no. 1 priority is reversal of Section 24

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Paragon Mortgages’ Private Rental Sector (PRS) Trends Report for Q2 2017 was based on interviews with 201 experienced residential landlords. The landlords surveyed were asked to list in order of their priorities the steps they would most like the government to take next to help with their rental businesses. Number 1 priority was the reversal… Read more

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Jul
10

Licensing Considered

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This week Luton Council has announced the start of a Selective Licensing Consultation. Luton has proposed this licensing scheme in five of its wards, the consultation ends Friday 15th September 2017. Selective Licensing was introduced under the Housing Act 2004. The Housing Act 2004 says that before introducing selective licensing to any area local Councils must […]

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Jul
10

Has anyone any experience using trace agent?

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Has anyone used a trace agent to trace ex tenants? Was it done to your satisfaction? Can you recommend any good companies. Thanks wanda

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Jul
10

Furniture for lodgers as an expense?

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Hello I’ve read this link, very informative Capital v revenue expenditure on the first Refurb If after moving in to my residential property I were to furnish an empty room for a lodger, would that be an allowable expense? Likewise if I were to simply replace the old furniture in lodger bedroom, and re-decorate would… Read more

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