BTL mortgage lenders announce rate cuts

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Several leading mortgage providers have introduced rate cuts across their buy to let mortgage products.

Accord Mortgages has made reductions of up to 0.45% on certain three-year products for landlords, while two-year fixed rates have been lowered by up to 0.35%.

View Full Article: BTL mortgage lenders announce rate cuts

Landlords, Fed Up with the Labour Government? Sell your Portfolio NOW

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The never-ending onslaught of landlords, including the abolition of Section 21, tough EPC rules, and changes to stamp duty, have left landlords fed up and thinking of throwing in the towel.

The Labour government is the final nail in the coffin for many landlords who are overwhelmed with all the rules and regulations and want to get out of the market as soon as possible.

View Full Article: Landlords, Fed Up with the Labour Government? Sell your Portfolio NOW

Protecting Your Legacy: How to Navigate the New Inheritance Tax Rules on Pensions

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The Autumn Budget has introduced a major shake-up in inheritance tax (IHT) rules for pensions. These changes could significantly impact how you plan to pass on your wealth. 

The question is: are you prepared to protect your family’s financial security? 

View Full Article: Protecting Your Legacy: How to Navigate the New Inheritance Tax Rules on Pensions

Rent increase for tenant in situ?

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Hi, I’m about to complete on a property that comes with a tenant-in-situ who has a periodic tenancy with the existing owner.

His current rent is significantly under market rate and as part of my offer on the property

View Full Article: Rent increase for tenant in situ?

Paul Shamplina Wins ‘Seminar Speaker of the Year’ for a Record Fourth Time

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Paul Shamplina, Founder of Landlord Action and a leading voice in the UK’s property sector, has been awarded ‘Seminar Speaker of the Year’ at the National Landlord Investment Show Awards 2024. This milestone win marks the fourth time Shamplina has received the honour

View Full Article: Paul Shamplina Wins ‘Seminar Speaker of the Year’ for a Record Fourth Time

Leveraging Bridge Lending to Expand Your UK Property Portfolio

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Landlords in the UK face a range of challenges when managing tenancy agreements and ensuring the financial stability of their property investments. One financial tool that can help landlords navigate these challenges is bridge lending. Bridging loans can be an effective solution for landlords dealing with vacant periods

View Full Article: Leveraging Bridge Lending to Expand Your UK Property Portfolio

Renters staying longer in homes despite insecurity concerns

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Despite the Labour government’s view that tenants face insecurity due to no-fault evictions, the English Housing survey reveals that renters are staying in their homes for longer.

According to the 2023-24 English Housing Survey, private renters now spend an average of 4.6 years in their current home.

View Full Article: Renters staying longer in homes despite insecurity concerns

TML, Foundation and Landbay all reveal new BTL products

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The UK’s buy to let mortgage market is heating up, with several leading lenders introducing new products.

First up is The Mortgage Lender (TML) which has expanded its BTL range with two new two-year fixed rate 75% LTV products and a new five-year fixed 75% LTV multi-loan product.

View Full Article: TML, Foundation and Landbay all reveal new BTL products

Government sets targets to fix unsafe cladding by 2029

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The government have announced “tough targets” to fix all unsafe buildings with cladding by 2029.

The government says its Remediation Acceleration Plan will “ensure rogue freeholders are held to account” and could face severe financial penalties if they fail to act.

View Full Article: Government sets targets to fix unsafe cladding by 2029

Paragon and Fleet unveil new BTL mortgage rates

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Paragon Bank has announced a range of limited-edition buy to let mortgages with attractive rates and flexible options.

The new mortgages offer fixed interest rates for five years, with options to suit different financial needs.

Rates start from 4.74% for single self-contained properties with an EPC rating of A-C and a loan-to-value (LTV) of up to 65%.

View Full Article: Paragon and Fleet unveil new BTL mortgage rates