Will I fall foul of discrimination law?

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I have been referencing a couple for one of my properties. There is a CCJ on one of the applicants reports, but I knew of this from the start and as its being paid and only a small amount I carried on with referencing.

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I am a Good Landlord, but need help for my tenant cousin please

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I am a landlord and I believe a good one. My cousin however has been subject to a bad landlord and I would like to help her.

I understand this is a landlords forum, but any advice would be very much appreciated.

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Sublet fees – More than I charge for a lot more work!

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I know this isn’t a new topic, but I would just like an opinion on clauses being used to try and get £160 for new sublet and £60 for a renewal (I own a Property management company and its more than I charge landlords for a hell of a lot more work).

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RLA calls for fire regulations review to include smaller existing residential property

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The Government’s review into building and fire safety regulations is missing the opportunity to assess fire safety regulations across all types of housing.

This is the concern being expressed by the Residential Landlords Association (RLA) as it formally responds to the Interim Report of the review led by Dame Judith Hackitt following the Grenfell Tower tragedy.

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Joint Tenants vs Tenants in Common (split 50:50)

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I own a BTL property (higher rate tax payer) but am in the process of transferring part of it to my wife (basic tax payer) for tax purposes

Is there any real difference between “Joint Tenants” vs “Tenancy in Common split in equal shares”?

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The best tax structure for landlord newbies

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The best tax structure for landlord newbies very much depends on taxable income. For example, a couple who are earning say £30,000 each who plan to purchase two or three properties, where the combined rental profits and mortgage interest wouldn’t push them into the higher rate tax bands

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RLA calls for crack down on tenants as well as landlords

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Deposit Cap:

Amid all the talk about cracking down on (rogue) landlords, the responsible landlord’s voice is often drowned-out – what about those rogue tenants who the media seem to think have ceased to exist?

The RLA claims that a move to cap deposits at 6 weeks’ rent could end up helping rent cheats.

As any experienced landlord knows, it’s a common practice that, at the end of a tenancy, some tenants will cheekily stop their last month’s rent payment. Fearing the landlord may retain their deposit, these tenants think they’ll get their move in first and stymie the landlord in this regard, leaving the landlord with no protection for any damage that may be revealed when the tenants leave.

What makes matter worse is that often the landlord does not even hold the deposit money as it’s placed in a custodial deposit protection scheme and won’t be released until the tenant agrees to it. So not only does the landlord “sing” for the last month’s rent, he’s lost his deposit damage protection – the whole idea of a damage deposit in the first place.

This is the reason most landlords ask for at least 6 weeks’ rent deposit, and sometimes 2 months (in case there are additional risks like pets), so that the amount does not exactly equal a month’s rent. This does at least give some protection.

Furthermore, The Sun newspaper claims to have seen a leaked copy of the Housing, Communities and Local Government Select Committee‘s report into the government’s Draft Tenant Fees Bill, which recommends that the maximum security deposits be reduced from the planned six weeks to just five weeks.

Taking more than two month’s rent does have some legal consequences as it can be interpreted as giving the tenant authority to assign (most ASTs bar this) should the tenancy be or become a contractual periodic tenancy.

The cap, set to be introduced in the Draft Tenant Fees Bill, could be seen as a “charter for rent cheats”, says they RLA, which it claims is supported by their research showing how 40% of private landlords have reported their tenants not paying their final month’s rent, in the past three years.

This Bill is designed to make renting fairer and more affordable for tenants. Other measures being proposed include having a lead enforcement authority in the Private Rented Sector, and allowing tenants to see all fees and costs upfront before they rent a given property.

But by reducing security deposits, the RLA says, landlords will suffer financial losses if faced with tenants fail to make regular rent payments, and those who leave properties in disrepair.

David Smith, policy director for the RLA, says:

“It is not unreasonable that landlords should have the security to know that funds are available to cover the unacceptable practice of those tenants who do not pay their rent at the end of the tenancy and, in some case, leave the property in an unacceptable state.

“In a quest for quick popularity, the government’s plans risk becoming a missed opportunity for fundamental reforms to improve tenants’ ability to access rented housing.”

The RLA would like the cap for security deposits to be set at eight weeks as opposed to the suggested six. It also thinks that the current deposit system should be overhauled so that deposit funds can be transferred from one private rental property to another landlord, if the tenants move house, rather than tenants having to raise a new deposit and await the repayment of their last one.

Draft Tenant Fees Bill

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